Christian Counseling Now Accepting FSA & HSA Payments
Impact Family Inc., a 501(c)(3) Christian nonprofit, is now welcoming clients who wish to use their Flexible Spending Account (FSA) or Health Savings Account (HSA) for professional counseling. We believe emotional and spiritual wellness should be accessible to everyone, and our team provides both virtual and in-person sessions through a secure, HIPAA-compliant platform.
Faith-Based Care That’s Accessible
Our counseling services operate on a sliding scale, with a suggested contribution of $80-$180 per 50-minute session. We recognize that every household’s situation is different, so if your combined annual income is under $39,000, you may qualify for a partial or full scholarship. A “household” includes everyone living together who shares income and expenses such as rent, food, and utilities.
We depend on clients to choose their contribution rate honestly. FSA/HSA payments are accepted for eligible services. These funds allow us to extend Christ-centered, Bible-based counseling to individuals, couples, and families seeking healing and wholeness.
Understanding FSA & HSA Payments
Using your FSA or HSA for counseling means you are paying for a qualified medical expense with pre-tax dollars. These payments are not considered charitable donations and are typically not tax-deductible as contributions. However, they provide significant savings since they use funds set aside before taxes.
If you choose to give beyond the fair value of your counseling session as a contribution to our ministry, that portion may be tax-deductible under IRS guidelines. We encourage you to consult a tax advisor to understand how these rules apply to your situation.
We’ve made it simple to get started with counseling using your FSA or HSA benefits.
Here’s how to begin:
- Choose the income range that best represents your household on our FSA/HSA Intake Scheduling Page.
- Click the green “Request Intake” button next to your income range.
- Complete the consent and registration form on our website.
- You’ll be redirected to your FSA/HSA Intake Scheduling Page. Enter your information, input your FSA/HSA debit card, and click the “Buy Now” button.
Our scheduling system will automatically verify your FSA/HSA card and eligibility. During your intake session, an Intake Counseling Specialist will listen to your needs and help match you with the right counselor.
If your household qualifies for scholarship assistance, you may submit a scholarship request online before scheduling your intake.
Our mission is to ensure that finances never stand in the way of care and transformation.
Sliding Scale Contribution Guide
| Household Income | Suggested Contribution per Session | Intake Request |
| $1 – $39,999 | $85 – $95 | Request Intake This income level qualifies for a scholarship. Request Scholarship |
| $60,000 – $79,999 | $85 – $95 | Request Intake |
| $80,000 – $119,999 | $115 – $120 | Request Intake |
| $120,000 – $149,999 | $120 – $140 | Request Intake |
| $150,000 – $299,999 | $140 – $150 | Request Intake |
| $300,000 and above | $160 – $180 | Request Intake |